Your New Favorite Breakfast Cake

This beautiful banana coffee cake is a delightful cross between my banana bread, banana muffins, and best coffee cake recipe. It has a perfectly balanced, distinctly banana crumb that’s moist, but not too moist. It’s richly flavored with a nice touch of cinnamon, and the crumbly, buttery streusel has pecans mixed in for depth of flavor (and a subtle crunch). Mini chocolate chips are the cherry on top, and they pair beautifully with the bananas.

Why You’ll Love This Banana Coffee Cake

Flavor! Between the moist, ripe-banana crumb, the subtle tang of buttermilk, the flair of cinnamon, the crumbly-crisp streusel punctuated with nuts and chocolate, this is everything you could ask for in a coffee cake. A+ texture. Banana-based baked goods must be carefully balanced (say that 5 times fast), and when not done properly the texture suffers. My recipe yields a soft, flavorful, perfectly tender crumb that’s just honestly delightful. The topping puts everything over the top. And yet, it’s not too decadent or rich (coffee cake shouldn’t be either of those things). It adds a lovely crisp texture that complements the tender banana-flavored crumb. The chocolate, the nuts… coupled with the banana crumb they just make this truly the best breakfast cake you’ll ever try. It’s easy to make. No mixer, no fancy technique, no special ingredients. A few humble pantry staples come together to make an incredible treat.

This recipe was surprisingly tricky to figure out, and I think I made 20 versions before I was happy with it. Bananas can be tricky to balance. If you use too many, the crumb can be soggy, spongey, and just too moist; on the other hand, if you use too little, you have a weak flavor. I worked really hard to balance things and am thrilled with how it ultimately turned out.

What You Need

Most of these ingredients are pretty straightforward, so I won’t spend too much time going over them. Here are a few to note before getting started:

Bananas. Your bananas should be very ripe, preferably even riper than the ones pictured above. Brown or even black bananas will give you the most flavor here, just like in my banana cupcake recipe. Nuts. I changed up my traditional streusel recipe a bit by adding in some nuts. I like to use pecans here, but you can always use walnuts–either complements the banana really well. Or you can just leave out the nuts entirely, no other alterations to the recipe needed. Buttermilk. This makes our banana coffee cake super tender, moist, and flavorful. If you don’t have buttermilk on hand, I have an easy buttermilk substitute you can make in a pinch. Cinnamon. I don’t always add cinnamon to my streusel, but when it comes to coffee cake, it’s a must! This adds so much complex flavor. Mini chocolate chips. These are optional and of course add richness to the cake, but chocolate and banana go SO well together, so I couldn’t resist. If you like chocolate chip banana bread, definitely go for the chocolate chips here! I don’t mix them into the streusel, but sprinkle them on top just before baking.

SAM’S TIP: While we are using baking soda and buttermilk together here, they don’t always have to be used in conjunction. Sometimes buttermilk is added without baking soda simply for the flavor and texture it imparts, like in my blueberry cream cheese muffins. I don’t recommend just adding baking soda to a recipe that uses buttermilk unless the recipe explicitly says to.
Remember, this is just an overview of the ingredients I used and why. For the full recipe please scroll down to the bottom of the post!

How to Make Banana Coffee Cake

Streusel Topping

My streusel is SO easy! There’s no pastry cutter needed, since we used melted butter instead of cubed cold butter. I love this method!

Cake Batter

SAM’S TIP: This batter must be completely mixed until it is uniform, but be careful that you don’t over-mix. Over-mixing quick breads like this cake (and muffins too!) can make the crumb dry and too dense.

Assembly

SAM’S TIP: While my other coffee cake recipes have a glaze, I found that it was just overkill here, especially with the chocolate chips. If you’d like to use a glaze, you can leave out the chocolate chips and use my vanilla glaze; however, I prefer it this way. Interested in another flavor coffee cake? Let me know what you’d like to see in the comments below! Enjoy! Let’s bake together! I’ll be walking you through all the steps in my written recipe and video below! If you try this recipe, be sure to tag me on Instagram, and you can also find me on YouTube and Facebook

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